![]() ![]() These unappealing charges mean the Surge should be considered as a last resort to boost your credit. Additional costs apply for authorized users and foreign transaction fees. Along with that annual fee, the card is equipped with a monthly maintenance fee beginning with your second year as a cardholder. The card comes with an annual fee that varies depending on your creditworthiness. The Surge® Platinum Mastercard® can help you achieve your goal of improving your credit history, but it will cost you. The card’s servicer, Continental Finance, reports your payment history to all three credit bureaus (Experian, TransUnion and Equifax), which allows cardholders to build credit with responsible use. But, unlike most cards aimed at the subprime market, it is not a secured card and no upfront security deposit is needed upon approval. Celtic Bank, the card’s issuer, considers applicants with substandard credit. Take advantage of payment reminders and automatic payment features to avoid missing payments.The Surge® Platinum Mastercard® is designed for those with limited or damaged credit.Check your credit score regularly through the Myindigocard platform.Use your card regularly but responsibly to build your credit history.Monitor your spending and keep your balance low to avoid accumulating too much debt.Make your payments on time to avoid late fees and maintain a good credit score. ![]() Here are some tips to help you use your Indigo credit card effectively: Tips to Use Indigo Credit Card Effectively
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